What Does a Cosmetic Damage Exclusion Mean for Your Roof Claim in Texas?
A cosmetic damage exclusion is a policy endorsement that stops your insurer from paying for hail or wind damage that changes how your roof looks but does not affect how it works. It is most often applied to metal roofing and metal parts like vents and gutters, and wording varies by policy. Ranger Roofing & Construction documents functional damage during free inspections; call (940) 320-7663.