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Frequently Asked Questions

Everything DFW homeowners need to know about roofing, storm damage, insurance claims, and working with Ranger Roofing & Construction.

Insurance Claims

Roofing Materials

Process & Timeline

Costs & Financing

Storm Damage

Insurance Claims

5 questions

Most Texas homeowner insurance policies cover roof damage caused by hail and windstorms when the damage exceeds your deductible. Texas law requires insurers to cover sudden, accidental damage from covered perils including hail, wind, and falling objects.

Your policy’s dwelling coverage (Coverage A) typically pays for roof repair or replacement minus your deductible.

Ranger Roofing & Construction offers free storm damage inspections, documents damage with drone footage, and handles the insurance claim process from initial filing through final payment. We work directly with your insurance adjuster to ensure the full scope of damage is properly documented.

To file a roof insurance claim in Texas after storm damage:

1. Document the damage immediately with photos and videos from the ground — do not climb on your roof.

2. Contact your insurance company within 24–48 hours to report the damage.

3. Schedule a free inspection with a roofing contractor like Ranger Roofing to get a professional damage assessment.

4. Your insurance company will send an adjuster to inspect the roof.

5. We meet with the adjuster on-site to walk through the damage findings together.

6. Once the claim is approved, we help you understand the settlement, select materials, and schedule the work.

Ranger Roofing handles the coordination between you and your insurance company throughout the entire process.
Your roof insurance deductible is the amount you pay before your insurance coverage kicks in. In Texas, deductibles are typically either a flat dollar amount ($1,000–$5,000) or a percentage of your dwelling coverage (usually 1%–2%).
For example, if your home is insured for $300,000 with a 2% deductible, you would pay the first $6,000. Your insurance company pays the remaining approved amount.
If your insurance approves a $15,000 roof replacement and your deductible is $2,500, you pay $2,500 and insurance covers $12,500.
Ranger Roofing provides transparent estimates so you know exactly what to expect before any work begins.
In Texas, homeowners generally have one year from the date of the storm to file a roof insurance claim, though some policies may have different timelines. We strongly recommend filing your claim within 30 days of the storm event.
Waiting too long can make it difficult to prove the damage was caused by a specific storm rather than normal wear and tear.
If you suspect storm damage, contact Ranger Roofing for a free inspection — we document everything with photos and drone footage that your insurance company needs.
Filing a roof claim for storm damage in Texas may or may not affect your premiums. Texas law prohibits insurers from raising your rates solely because you filed a weather-related claim. However, if you file multiple claims within a short period, your rates could increase or your insurer might choose not to renew your policy.

In many cases, upgrading to Class 4 impact-resistant shingles during a roof replacement can actually lower your insurance premiums — some of our customers have saved $500 or more per year after upgrading.

Roofing Materials

5 questions

The best roofing materials for North Texas depend on your budget, aesthetic preference, and weather protection needs:

Asphalt architectural shingles (GAF, Owens Corning, CertainTeed) are the most popular choice — they cost $8,000–$15,000 for a typical home and last 25–30 years. Class 4 impact-resistant shingles are highly recommended for DFW because they withstand hail up to 2 inches and can reduce insurance premiums.

Standing seam metal roofing costs more ($15,000–$30,000+) but lasts 40–70 years and offers superior wind and hail resistance.

Stone-coated steel provides the look of tile with metal durability.

Clay and concrete tile lasts 50+ years but costs $20,000–$40,000+.

Ranger Roofing installs all of these materials and helps you select the best option for your specific situation.
Impact resistance is rated on a scale from Class 1 (lowest) to Class 4 (highest) based on the UL 2218 test, which drops a steel ball onto the shingle from increasing heights.

Class 3 shingles withstand impact from a 1.75-inch steel ball dropped from 17 feet — roughly equivalent to golf ball-sized hail.

Class 4 shingles withstand a 2-inch steel ball dropped from 20 feet — roughly equivalent to larger hail.

The practical differences: Class 4 shingles offer significantly better hail protection, typically qualify for larger insurance discounts (10%–28% in Texas), and cost roughly 10%–20% more than Class 3.

For DFW homeowners in a hail-prone region, Ranger Roofing generally recommends Class 4 shingles because the insurance savings often offset the higher material cost within 2–3 years.
In Dallas-Fort Worth, a standard 3-tab asphalt shingle roof typically lasts 15–20 years, while architectural (dimensional) asphalt shingles last 25–30 years.
However, North Texas weather — including frequent hail storms, extreme heat (100°F+ summers), UV exposure, and high winds — can shorten a roof’s lifespan compared to milder climates.
Class 4 impact-resistant shingles may last longer because they better withstand storm events. Metal roofing lasts 40–70 years in DFW conditions, and tile roofs can last 50+ years. Proper attic ventilation, regular maintenance, and quality installation all extend roof life.

Asphalt shingles cost $8,000–$15,000 for a typical home, offer many color and style options, and last 25–30 years.

Metal roofing costs $15,000–$30,000+ but lasts 40–70 years, reflects heat to reduce cooling costs, and withstands winds up to 140 mph.

Metal roofing has a higher upfront cost but lower lifetime cost because it rarely needs replacement. For DFW specifically, metal roofing handles the extreme heat and hail better than asphalt, but Class 4 impact-resistant asphalt shingles offer a good middle ground.
Ranger Roofing installs both and can help you weigh the tradeoffs based on your budget, HOA requirements, and long-term plans for the home.

Ranger Roofing & Construction installs roofing products from leading manufacturers including Owens Corning (we are an Owens Corning preferred contractor), GAF, and CertainTeed for asphalt shingles.

For metal roofing, we install standing seam and stone-coated steel systems. We also install clay tile, concrete tile, and modified bitumen flat roof systems.
All materials are installed to manufacturer specifications, which ensures your manufacturer warranty remains valid.

Process & Timeline

5 questions

A Ranger Roofing free roof inspection includes:
  1.  A thorough visual examination of your roof from the ground and, when safe, on the roof itself.
  2. Drone documentation with photos and video of the roof’s condition.
  3. Assessment of shingles, flashing, vent boots, gutters, ridge caps, and any visible decking issues.
  4. Check for signs of storm damage including hail hits, wind lift, and debris impact.
  5.  Written report of findings with photos.
  6.  Honest recommendation — repair, replacement, or no action needed.
  7.  If replacement is recommended, a detailed written estimate with material options and pricing.
There is no obligation and no high-pressure sales tactics.

Most residential roof replacements in Dallas-Fort Worth take 1–3 days depending on the size of the roof, pitch complexity, number of stories, material type, and weather conditions.

A typical single-story home with asphalt shingles is usually completed in one day. Larger homes, steep-pitch roofs, multi-level structures, and specialty materials (metal, tile) may take 2–3 days.
Ranger Roofing provides a timeline estimate before work begins. Our process includes complete tear-off of old materials, inspection and repair of any damaged decking, installation of new underlayment and materials, cleanup, and a final walkthrough with warranty documentation.
Ranger Roofing follows a six-step process for every roof replacement:

Step 1: Free Inspection — We assess your roof’s condition with drone documentation and provide a written report.

Step 2: Estimate & Material Selection — You receive a detailed written estimate and choose your preferred materials, colors, and upgrades.

Step 3: Insurance Coordination — If applicable, we work directly with your insurance company, meet with adjusters on-site, and handle documentation.

Step 4: Preparation — We deliver materials, tent landscaping for protection, and prepare the work site.

Step 5: Installation — Our crew completes the tear-off, inspects and repairs decking, installs new underlayment and roofing material per manufacturer specifications, and does a thorough cleanup of your property.

Step 6: Final Walkthrough — We walk you through the completed project, provide photos of the finished roof, and deliver your warranty documentation.

Whether you need repair or full replacement depends on three main factors: age of your roof, extent of damage, and condition of the underlying decking.

Repair is usually sufficient when the roof is less than 15 years old with isolated damage (a few missing shingles, a single leak, minor flashing issues), and the underlying decking is sound.

Full replacement is typically recommended when the roof is 20+ years old, damage is widespread (storm damage across large areas, multiple active leaks), the decking shows rot or structural issues, or repair costs would exceed 30%–40% of replacement cost.

Ranger Roofing provides honest assessments — if a repair will solve the problem at reasonable cost, we recommend repair over unnecessary replacement.

Every Ranger Roofing installation includes two types of warranty coverage:

Workmanship Warranty — Ranger Roofing warranties our installation labor and workmanship. If an issue arises from the installation process, we come back and fix it at no cost.

Manufacturer Warranty — The roofing materials carry their own manufacturer warranties. Architectural asphalt shingles typically include 25–50 year limited warranties from brands like Owens Corning, GAF, and CertainTeed. As an Owens Corning preferred contractor, we can offer enhanced manufacturer warranty options. Metal roofing systems often carry 30–50+ year warranties.

We provide all warranty documentation at the final walkthrough.

Costs & Financing

3 questions

A new roof in Dallas-Fort Worth typically costs between $8,000 and $25,000 for a residential home, depending on several factors: roof size (measured in “squares” — each square equals 100 square feet), pitch and complexity, number of stories, material selected, and whether tear-off of the old roof is needed.

A typical 2,000 sq ft single-story home with standard architectural shingles costs roughly $10,000–$14,000. Class 4 impact-resistant shingles add 10%–20% to that cost. Metal roofing ranges from $15,000–$30,000+.

Ranger Roofing provides free inspections with detailed written estimates that break down every cost so there are no surprises.

If you are paying out of pocket (not through an insurance claim), ask your Ranger Roofing representative about available payment options.

For insurance-covered replacements, you typically pay only your deductible and any chosen upgrades beyond what insurance covers.

Ranger Roofing works with you to ensure you understand every cost before any work begins.

Roof leak repair costs in Dallas-Fort Worth vary widely depending on the source and extent of the leak.

Minor repairs such as replacing a few damaged shingles or resealing a vent boot typically cost $200–$600.

More extensive repairs involving damaged flashing, multiple leak points, or decking replacement can cost $500–$2,500+.

If the leak has caused interior water damage, additional repairs may be needed. Ranger Roofing provides honest assessments — if a targeted repair will solve the problem, we recommend repair over unnecessary full replacement.

Storm Damage

7 questions

Signs of hail damage on your roof include: dented or bruised shingles (soft spots where granules are knocked loose), missing granules exposing the black asphalt mat underneath, cracked or split shingles, dented gutters and downspouts, dented metal vents or flashing, damage to window screens or siding, and granule buildup in gutters.

Important: hail damage is often not visible from the ground. Shingles can have functional damage (bruising that compromises waterproofing) without obvious visual damage from below.

This is why a professional roof inspection is essential after any significant hail event in DFW. Ranger Roofing offers free storm damage inspections with drone footage that identifies damage you cannot see from the ground.

After a hail storm in Dallas-Fort Worth, take these steps:

1. Stay safe — do not climb on your roof.

2. Document any visible damage from the ground with photos and video (dented gutters, broken shingles on the ground, damage to siding or outdoor equipment).

3. Check inside your home for signs of leaks.

4. Place buckets or tarps if you find active leaks.

5. Contact Ranger Roofing at (940) 320-7663 to schedule a free storm damage inspection.

6. File a claim with your insurance company within 24–48 hours.

7. Do not sign contracts with storm chasers — work with a locally-owned, BBB-accredited contractor who will be available long after the storm season passes.

Storm chasers are out-of-state or out-of-area roofing companies that follow severe weather events, going door-to-door offering roof inspections and repairs. They should be avoided because:

They often have no local presence and leave town after collecting payment, making warranty claims nearly impossible to enforce. They may use lower-quality materials or subcontracted labor to maximize profit. They often pressure homeowners into signing contracts immediately. If problems arise after installation, you may have no recourse.

Ranger Roofing & Construction is locally owned and operated from Flower Mound, Texas — not a franchise or out-of-state operation. We are A+ rated with the BBB and have served the DFW community for years. Our reputation in this community matters to us.

Yes. Ranger Roofing repairs and replaces roofs damaged by high winds throughout the Dallas-Fort Worth metroplex. Wind damage includes lifted or missing shingles, exposed underlayment or decking, damaged ridge caps, separated flashing, and debris punctures.

North Texas regularly experiences straight-line winds exceeding 60 mph and occasional tornadoes. Wind damage is typically covered by homeowner insurance.

Ranger Roofing documents wind damage, works with your insurance company on the claim, and completes repairs or replacement to restore your roof’s full weather protection.

Ranger Roofing & Construction, Inc. is headquartered in Flower Mound, Texas, and serves the entire Dallas-Fort Worth metroplex.

Our primary service cities include: Flower Mound, Denton, Highland Village, Corinth, Lantana, Argyle, Aubrey, Lewisville, The Colony, Little Elm, Frisco, Plano, McKinney, Carrollton, Dallas, Fort Worth, Southlake, Keller, Grapevine, Coppell, Irving, Richardson, Allen, Fairview, Lucas, Wylie, Prosper, Celina, Justin, Krum, Sanger, Lake Dallas, Hickory Creek, Shady Shores, Copper Canyon, Double Oak, Bartonville, Northlake, Trophy Club, and Roanoke.

We serve Denton, Dallas, Tarrant, Collin, Cooke, and Grayson counties.

Contact our team for current insurance documentation and any city registration required for your project before work begins.

We are A+ rated and accredited with the Better Business Bureau since 2023. We are also an Owens Corning preferred contractor and preferred contractor for Century Insurance Agency.

Proof of insurance is available upon request before any project begins.

Ranger Roofing & Construction, Inc. is owned and operated by Jordan HeLal. The company is headquartered at 4880 Long Prairie Rd Ste. 210, Flower Mound, TX 75028.

The company was incorporated in Texas on June 22, 2017, and has served the Dallas-Fort Worth metroplex for over eight years.

Ranger Roofing & Construction, Inc. (DFW) is a separate and independent company from other similarly-named roofing businesses in Texas.

Still Have Questions?

Everything DFW homeowners need to know about roofing, storm damage, insurance claims, and working with Ranger Roofing & Construction.

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